The Auto Accident Claim Process Explained | Work With a Skilled Car Wreck Attorney

If you've been involved in a car wreck in New Jersey, the aftermath can be overwhelming. Between dealing with insurance companies, mounting medical bills, and lost wages, it's easy to feel stressed and unsure where to turn.
That's why working with an experienced car wreck attorney is crucial to protecting your rights and securing the full compensation you deserve.

At Khorozian Law Group, we guide clients through every step of the auto accident claim process, fighting aggressively to maximize settlements and verdicts.
📞 Call  (201) 944-9200  or use our contact form below for a free consultation today.

🚗 Step-by-Step Guide to the Auto Accident Claim Process in New Jersey

Understanding the car accident claim process can help you make informed decisions and avoid costly mistakes. Here's what you can expect:

1️⃣ Seek Immediate Medical Attention

Your health should be your top priority after any crash. Even if you feel fine, it's essential to seek a full medical evaluation.
Injuries like whiplash, concussions, and soft tissue damage may not be immediately apparent but can worsen over time.

Important: Medical records serve as critical evidence for your injury claim.

2️⃣ Report the Accident

In New Jersey, you must report any accident involving injury, death, or property damage over $500 to the police. Always request a copy of the official police report—this document will play a major role in establishing fault and liability.

3️⃣ Gather Evidence at the Scene

If possible, collect the following evidence:

• Photos of vehicle damage, skid marks, traffic signs, and your injuries

• Contact information for witnesses

• Insurance and contact details of all involved drivers

A car wreck attorney can later supplement this with accident reconstructions, surveillance footage, and expert witness reports.

4️⃣ Notify Your Insurance Company

You must notify your own insurance provider promptly after an accident. However, be cautious when discussing the crash with adjusters.
Insurance companies often try to minimize payouts, and anything you say can be used against you.

Better yet, let your attorney handle communications from the start.

5️⃣ Consult a Car Wreck Attorney

Before accepting any insurance settlement offer, speak with an experienced New Jersey car wreck lawyer. At Khorozian Law Group, we:

• Evaluate the full value of your claim

• Handle negotiations with insurance adjusters

• Protect you from lowball settlement tactics

• Prepare your case for court if needed

Having strong legal representation can dramatically increase the compensation you receive.

6️⃣ Calculate the True Value of Your Damages

A fair settlement should cover all of your losses, including:

• Medical expenses (past, present, and future)

• Lost wages and reduced earning potential

• Pain and suffering

• Emotional distress

• Property damage (vehicle repair/replacement)

• Future rehabilitation costs

Our car wreck attorneys work with doctors, economists, and life care planners to ensure no damages are overlooked.

7️⃣ Negotiate a Settlement or File a Lawsuit

Most car accident cases settle without going to trial. However, if the insurance company refuses to offer a fair settlement, your attorney will file a personal injury lawsuit and advocate for you in court.

At Khorozian Law Group, we prepare every case as if it's going to trial—giving us leverage in settlement talks and the ability to fight aggressively in the courtroom.

⏳ How Long Do You Have to File a Car Accident Claim in New Jersey?

Under New Jersey's statute of limitations, you typically have two (2) years from the date of the accident to file a personal injury lawsuit.
Miss this deadline, and you could lose your right to recover any compensation. If your accident involved a government entity (like an NJ Transit bus), special notice requirements apply.

Don't wait—consult a car wreck attorney as soon as possible to protect your rights.

🛡 Why You Need a Car Wreck Attorney for Your New Jersey Claim

Insurance companies are not on your side. They employ teams of adjusters and lawyers whose job is to minimize the amount they pay out.
Without aggressive legal representation, you risk settling for far less than your case is worth.

At Khorozian Law Group, our car wreck attorneys:

• Handle all paperwork and negotiations

• Preserve and gather critical evidence

• Protect you from unfair insurance tactics

• Calculate full damages (not just immediate bills)

• Fight in court if needed to maximize your recovery

📞 Call (201) 944-9200 today to schedule a free case evaluation.
You pay nothing unless we win your case!

📍 Areas We Serve

We proudly represent car accident victims across:

✅ Bergen County
✅ Passaic County
✅ Hudson County
✅ Essex County
✅ Union County
✅ Morris County
✅ And throughout New Jersey

✅ Conclusion: Protect Your Future After a Car Wreck

If you've been injured in a car crash in New Jersey, don't leave your financial future to chance.
Work with a trusted, aggressive car wreck attorney who will fight for the full and fair compensation you deserve.

📞 Contact Khorozian Law Group today at (201) 944-9200 or use our form to get started.